Then I remembered that I fell off my bike last week. It was a real minor spill, but I probably bumped that shin at some point during the tumble.
Falling is Gloria's Valid Concern. An inevitability, really. Especially if you choose to bike through the winter. There are things one can do to minimize the chance of it happening like installing grippy, knobby tires. Maybe letting a few pounds of air out of them to increase surface area. Lowering your seat/center of gravity.
But it'll still happen from time to time. Now, I'd be interested in studying more closely what to do while you're falling. I think falling should be included in bicycle safety courses. Not in Biking 101, necessarily. After all, you don't want to scare any newbies. But maybe in the masters course, invite somebody from the local Clown College to give a guest lecture on how to tumble effectively and safely.
Principles of cushioning. Tuck and roll technique. Clearing the bike frame. That kind of stuff. I feel like there should be 3 - 5 little tips to keep in mind that can prevent you from nursing a banged knee for weeks after a spill.